Best Podcast Episodes About Dave Ramsey

Best Podcast Episodes About Dave Ramsey

Everything podcasters are saying about Dave Ramsey — curated from top podcasts

Updated: Apr 13, 2026 – 43 episodes
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Ridealong has curated the best and most interesting podcasts and clips about Dave Ramsey.

Top Podcast Clips About Dave Ramsey

The Ramsey Show
“… it is. That's what I was trying to dig around and find out. We were not against your idea We just trying to figure out why The debt show She like Dave Ramsey going to love this I going to be debt It going to be an automatic yes And we took the whole segment for you Elizabeth There you go. Either way, you're great.” “… don't have a pantry. And I don't have all this. And I can't, you know, the stress level of four large teenagers in this house that's approximately half the size is different. I mean, I'm okay with it, but I'm not sure if the trade-off is what you think it is. That's what I was trying to dig around and find out. We were not against your idea We just trying to figure out why The debt show She like Dave Ramsey going to love this I going to be debt It going to be an automatic yes And we took the whole segment for you Elizabeth There you go. Either way, you're great.” View more
Ridealong summary
Downsizing from a 3,200-square-foot house to a 2,000-square-foot one might seem like a good idea, but it could lead to unexpected stress. A couple grapples with whether sacrificing space for family harmony is truly beneficial, especially with four teenagers in a smaller home. The discussion reveals the complexities of family dynamics and the hidden costs of downsizing.
The Ramsey Show · Your Financial Stupidity Has To Stop Today! · Apr 02, 2026
The Ramsey Show
“… time. That's true. It's very good. Yeah, I would get rid of the cars, both of them, and see how my life feels. And after 90 days, if you think, oh, Ramsey's full of it, It's like, I think I joined a cult. You know, then sell your rental property and take the money from that and go buy some cars. Because it's the same thing, dude. It's the same thing. But at least you could test the theory. That's a good point. I like that. Test the theory. Try this stuff for 90 days. And if at the end of 90 days you hate it, you'll never go back. You've been on the air for 30 years? Never had anybody go back. No …” “then get it back. Go back in debt. Sell the rental property and go buy your car for cash. And then you can undo this at any time. That's true. It's very good. Yeah, I would get rid of the cars, both of them, and see how my life feels. And after 90 days, if you think, oh, Ramsey's full of it, It's like, I think I joined a cult. You know, then sell your rental property and take the money from that and go buy some cars. Because it's the same thing, dude. It's the same thing. But at least you could test the theory. That's a good point. I like that. Test the theory. Try this stuff for 90 days. And if at the end of 90 days you hate it, you'll never go back. You've been on the air for 30 years? Never had anybody go back. No one's ever called back and said, Dave. I hate you. Because you made me debt free? Because you told me to sell my car, and I don't have an $800 car payment, so I hate you. That call I've not gotten. Now I got a lot of people that hate me for a lot of reasons That saying something But I mean there a long list of reasons to be pissed at Dave and they …” View more
Ridealong summary
Thinking about selling your car to pay off debt? Dave Ramsey suggests testing the waters by living without your car for 90 days. If you hate it, you can always buy a new one, but you might just find freedom in being debt-free, as many have before you.
The Ramsey Show · Stop Avoiding The Hard Truth About Your Finances · Apr 01, 2026
The Ramsey Show
“… to try to whittle this thing down and get some momentum. Right now, with all the health stuff, it has exacerbated all of the financial stress. And Dave just did a great job of really laying this out. You've got to make that switch to the best of your ability, mentally and emotionally, to focus on what we can't control. So how can we begin to chip away? We're upside down in the car. We need the car. It's not out of control. It's not completely out of control. That's doable. So really, how do we begin to get some real momentum through additional income, doubling down on the budget, making sure …” “… man. All right, cool. Oh, I'm sorry. I thought you were going to make another point. Well, listen, this is all you can control is his effort, right? So he's going to keep working. Can he get better paying gigs? We're selling everything. We're going to try to whittle this thing down and get some momentum. Right now, with all the health stuff, it has exacerbated all of the financial stress. And Dave just did a great job of really laying this out. You've got to make that switch to the best of your ability, mentally and emotionally, to focus on what we can't control. So how can we begin to chip away? We're upside down in the car. We need the car. It's not out of control. It's not completely out of control. That's doable. So really, how do we begin to get some real momentum through additional income, doubling down on the budget, making sure that we are only doing what we have to do right now? And your husband, again, is doing the right thing and staying with it. I'd like to see his income get a little higher in that sales role. I'd like to see him approach six figures. in a sales role. And so maybe, maybe that's what he's looking for. I know he's working like a crazy man right now and …” View more
Ridealong summary
In a heartfelt discussion, Dave Ramsey emphasizes that healing takes time, especially when facing both health and financial challenges. With a sick child and a struggling mother, the family must focus on what they can control, like budgeting and increasing income, while acknowledging that this rough patch isn't their forever. The message is clear: give yourself grace and keep pushing forward.
The Ramsey Show · You Can’t Win With Money Until You Decide What Matters Most · Mar 24, 2026
The Ramsey Show
“This is absolutely amazing. Very well done. Josh and Holly, Ramsey Solutions team members and apparently Chick-fil-A team members. $175,000 paid off house and everything at 27 years old in 18 months of marriage. Man, don't tell me you can't do it when you're Gen Z. These guys are just going, mic drop. Count it down. Let's hear a debt-free scream. Three, two, one. We're debt-free!”
Ridealong summary
Josh and Holly, a young couple and team members at Ramsey Solutions, achieved the incredible feat of paying off their $175,000 home in just 18 months of marriage. Their inspiring debt-free scream proves that financial freedom is possible for anyone, especially Gen Z. Join them as they celebrate this monumental achievement!
The Ramsey Show · Don’t Let a Lack of Boundaries Turn Into a Money Crisis · Mar 17, 2026
The Bobby Bones Show
“… mind, I go, that's not money that the government's giving you as a bonus. That's money that you've paid too much. You're getting back. Yeah, I think Dave Ramsey is just like, you lent them that money. Yes. And they're giving it back to you. And so when they're like, it's at a new high, everybody should be happy. I'm like, no, no. Everybody should be like a little upset that they're taking too much money from you at the beginning. Because they have that money and they can do whatever they want with it, make money with it, and then just give you back yours and they have the money they've already made …” “… you. Oh, right, right. Pay too much. They're going to give you the opportunity to fix it though before you go to jail. Oh, okay. That's good. I did see yesterday they were like, the average tax refund is a new high, $3,400, whatever. And in my mind, I go, that's not money that the government's giving you as a bonus. That's money that you've paid too much. You're getting back. Yeah, I think Dave Ramsey is just like, you lent them that money. Yes. And they're giving it back to you. And so when they're like, it's at a new high, everybody should be happy. I'm like, no, no. Everybody should be like a little upset that they're taking too much money from you at the beginning. Because they have that money and they can do whatever they want with it, make money with it, and then just give you back yours and they have the money they've already made with it. Yeah, man. Yeah. That's right. Oh, the government. Am I right? You're right. Oh, you're right. Lunchbox. Yeah, Jessica Alba, Joe Burrow, spotted in Las Vegas, playing a little blackjack, which I was shocked that they were just out on the regular floor amongst common people. I thought it was AI at first. Did you? I did too. I thought they were …” View more
Ridealong summary
In this hilarious segment, the hosts discuss the absurdity of AI potentially handling your taxes, with one claiming to have received a $7 million refund! The conversation takes a turn when they share a wild story about Jessica Alba and Joe Burrow casually playing blackjack in Las Vegas, leading to some unexpected and funny impressions.
The Bobby Bones Show · WEDS PT 2: The Most Beautiful People We’ve Ever Seen + Family Being Sued Over Viral Video + Eddie Defends Dak Prescott · Mar 11, 2026
Bad Friends
“… scared of making them uncomfortable I'm nervous that they're gonna be like I think this is back in the day You know what I mean Yeah you fuck with Ramsey now Only Ramsey now but I'll tell you why Ramsey He owes me his life Why? I've given him everything You've given him a lot of opportunity We're very close I talked to him last night We're good friends You do love him. Yeah, so he's not just an opener. He's now turned into a friend, so I feel like we can fuck with each other. He fucks with me as well. Well you know what next You friends You might as well be business partners with him Maybe one …” “I'm scared of making them uncomfortable I'm nervous that they're gonna be like I think this is back in the day You know what I mean Yeah you fuck with Ramsey now Only Ramsey now but I'll tell you why Ramsey He owes me his life Why? I've given him everything You've given him a lot of opportunity We're very close I talked to him last night We're good friends You do love him. Yeah, so he's not just an opener. He's now turned into a friend, so I feel like we can fuck with each other. He fucks with me as well. Well you know what next You friends You might as well be business partners with him Maybe one day Dude I watched soft white underbelly yeah i love those are i cannot stop watching yeah and some of them are hot the homeless girls so many oh my god i got so many live at my house for free yeah yeah and you know what the soft white underbelly yeah you know what's crazy about this yeah he'll go back like he'll go back like eight nine months later …” View more
Ridealong summary
In a hilariously dark twist, the hosts discuss how a beautiful girl living on the streets could charm them into letting her stay, despite the obvious risks. The absurdity peaks when they joke about her possibly robbing them while they hear scratching sounds from the bathroom. This blend of humor and serious topics creates an entertaining mini-story that showcases their comedic chemistry.
Bad Friends · The Slow Clap · Apr 06, 2026
The Ramsey Show
“It's huge. Key role. It's huge. Let me tell you, the fact that Sharon Ramsey was there and was a solid rock and wasn't high maintenance allowed me to go do this Ramsey thing. This Ramsey thing wouldn't be there if I had to run home and do maintenance all the time. She never said, wait till your father gets home. They were hoping he was going to get home. It's a relief. Maybe he'll save us. Daddy will save us. No, I'm serious. I mean, there was no need. Yes, I did my part as the dad, but I'm telling you, the value that …” “It's huge. Key role. It's huge. Let me tell you, the fact that Sharon Ramsey was there and was a solid rock and wasn't high maintenance allowed me to go do this Ramsey thing. This Ramsey thing wouldn't be there if I had to run home and do maintenance all the time. She never said, wait till your father gets home. They were hoping he was going to get home. It's a relief. Maybe he'll save us. Daddy will save us. No, I'm serious. I mean, there was no need. Yes, I did my part as the dad, but I'm telling you, the value that she did there is a thing. And I'll leave you this last one thing, and that is Proverbs 31. Who can find a virtuous wife for her worth is far above rubies Wow And her husband safely trusts her and he will have no lack of gain You want no lack of gain? Get you a Sydney. I'm telling you, if you get a Sydney, you're going to have no lack of gain. You …” View more
Ridealong summary
A solid partner can make all the difference in achieving your goals. Dave Ramsey highlights how his wife, Sharon, provided unwavering support, allowing him to focus on building his career without distractions. This partnership exemplifies the value of trust and teamwork in navigating life's challenges.
The Ramsey Show · Don't Let Fear Drive Your Financial Decisions · Apr 07, 2026
The Ramsey Show
“… This is the exact opposite. So I'm curious, how much money did it cost for your kid to go through school so first off something else to we owe it to Dave Ramsey from like 2005 you all have been a blessing to both my wife and I so much so we actually taught many many FPU classes thank you so yeah you welcome you welcome So this 529 account we actually showed him how compounding interest works We stopped investing in the 529 when he was a freshman in college at 150. That's about where it was at. He's gone through three years of school and it's at 159. Wow. It's crazy. So you're telling me that it was …” “Yeah. There's a lot of ways you can go with it. Yes, for sure. Well done, Alan. That's usually not, it's usually the opposite problem that we talk to people about. So it's like a parent plus loan. This is the exact opposite. So I'm curious, how much money did it cost for your kid to go through school so first off something else to we owe it to Dave Ramsey from like 2005 you all have been a blessing to both my wife and I so much so we actually taught many many FPU classes thank you so yeah you welcome you welcome So this 529 account we actually showed him how compounding interest works We stopped investing in the 529 when he was a freshman in college at 150. That's about where it was at. He's gone through three years of school and it's at 159. Wow. It's crazy. So you're telling me that it was growing faster than you were withdrawing. That's what I'm telling you. That's incredible. That's amazing. And it sounds like he went to a reasonably priced school and maybe even got some other scholarships. Well, a few scholarships. He wasn't, you know, he wasn't Albert Einstein, but he did okay. And yeah, it was a state school. So 20, 22, 23,000. …” View more
Ridealong summary
A family's 529 account grew while they withdrew funds for college, showcasing the power of compounding interest. By starting early, they managed to save significantly, even with minimal contributions, proving that smart financial planning can lead to substantial educational savings. This case illustrates the importance of investing wisely for future expenses.
The Ramsey Show · Bigger Financial Problems Leave Less Room for Bad Decisions · Apr 03, 2026
Money For Couples with Ramit Sethi
“… money. You could have had it if you put this thing into effect, but you didn't. You sat around, you let the voice in the back of your head. You read Dave Ramsey. You didn't do the things you needed to do to invest aggressively and in an automated fashion. You spent your time calculating the price in ounces of snap peas. What a waste. On the other hand, now that we know these numbers, we can realize there's a much bigger game to play here than most of us ever realized. We started talking about 100K. Now we're looking at almost $2 million right here. on screen. Time matters. Automation matters. But your …” “… tons of money every single day that you are not investing. Some of you are losing 20 bucks, 50 bucks, 100 bucks, $200 a day, maybe more. It's just lit on fire. You don't know it because you go, how can I lose money that I never had? That's lost money. You could have had it if you put this thing into effect, but you didn't. You sat around, you let the voice in the back of your head. You read Dave Ramsey. You didn't do the things you needed to do to invest aggressively and in an automated fashion. You spent your time calculating the price in ounces of snap peas. What a waste. On the other hand, now that we know these numbers, we can realize there's a much bigger game to play here than most of us ever realized. We started talking about 100K. Now we're looking at almost $2 million right here. on screen. Time matters. Automation matters. But your freaking mindset also matters.” View more
Ridealong summary
Most people never run the numbers on their financial future, leading to missed opportunities for wealth. By simply investing a little more each month, you could turn a small contribution into millions over time. This episode reveals how automation and mindset can drastically change your financial trajectory.
Money For Couples with Ramit Sethi · 254. My $0 to $100k Playbook (full beginners guide) · Mar 31, 2026
The Ramsey Show
“… Zander is how you fight back. Zander.com. If you have a simple tax situation, like you haven't had any major life changes or big investments, use Ramsey Smart Tax. Ramsey Smart Tax is very inexpensive. It's affordable, keeps filing simple, and it's got built-in support in case you need a little help. Filing early means you get the best deals and you get your stress off your shoulders. So as soon as you get your all your tax documents, go to Ramsey solutions.com slash smart tax and start filing. By the way, I read an article this morning. The IRS is saying the average refund is double this year. …” “… dedicated restoration team steps in and does the hard work to help restore your identity. You can even protect your kids for free on their family plan. Go to Zander.com or call 800-356-4282 to protect yourself today. Identity theft is everywhere. Zander is how you fight back. Zander.com. If you have a simple tax situation, like you haven't had any major life changes or big investments, use Ramsey Smart Tax. Ramsey Smart Tax is very inexpensive. It's affordable, keeps filing simple, and it's got built-in support in case you need a little help. Filing early means you get the best deals and you get your stress off your shoulders. So as soon as you get your all your tax documents, go to Ramsey solutions.com slash smart tax and start filing. By the way, I read an article this morning. The IRS is saying the average refund is double this year. What it was last year. You say what you want about President Trump but that called the big beautiful bill And that where that regular those regulations came from And that that where that refund coming from So yeah which means you ought to file if you getting a refund And next year, you should change your W-4 so you don't get a refund. Don't be …” View more
Ridealong summary
A woman fears for her financial future as her partner refuses to marry, leaving her feeling vulnerable with two children and limited savings. Despite his support, she worries about what would happen if he were to leave or die, emphasizing the risks of not having legal protection. This highlights the critical intersection of love and financial security in relationships.
The Ramsey Show · Learn When To Move From Intensity To Intentionality · Mar 31, 2026
Financial Audit
“… app. You start with the classic one, Wynab. But everyone just deletes it because it's way too complicated to use. So you go to EveryDollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. …” “… in the world is that stripping? There needs to be a bag in stripping. Hey, I've been to a strip club twice. I didn't look at the bag someone had in their dressing room. In fact, I look at their titties. You suck with money. So you download a budgeting app. You start with the classic one, Wynab. But everyone just deletes it because it's way too complicated to use. So you go to EveryDollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like DollarWise. Built by these people just like you, for people just like you. No private equity, no gimmicks, just the best budgeting app there is. is download it now start the free trial dollarwise.com link in the description below that's kind of stupid i'll be honest but what's not is actually getting a checking account that gives …” View more
Ridealong summary
In a candid discussion, a couple reveals their challenging financial situation, including their struggles with budgeting and debt. They humorously navigate the complexities of personal finance, mentioning the allure of designer items and the reality of budgeting conversations in their household. This highlights the often-overlooked difficulties many face in managing their finances amidst societal pressures.
Financial Audit · $418,000 Of Debt To "Flee Trumps America" | Financial Audit · Mar 27, 2026
The EntreLeadership Podcast
“Hey, everybody. I'm here with Armando Lopez. And Armando, you lead all of HR for Ramsey. Isn't that right? That's correct. You've got your fingers in all of the hiring stuff, too, and really have helped develop our approach to hiring. And I'd love to talk about that today. Excellent. What would you say our approach to hiring is? Hire the right people. Hire the right people. Yeah, man, that's the single, everybody will tell you that, right? Yeah. So you want to hire the right quantity of people for the growth that you're …” “Hey, everybody. I'm here with Armando Lopez. And Armando, you lead all of HR for Ramsey. Isn't that right? That's correct. You've got your fingers in all of the hiring stuff, too, and really have helped develop our approach to hiring. And I'd love to talk about that today. Excellent. What would you say our approach to hiring is? Hire the right people. Hire the right people. Yeah, man, that's the single, everybody will tell you that, right? Yeah. So you want to hire the right quantity of people for the growth that you're forecasting, and you want the right quality of people so that you don't have people issues down the road. I'd love to get into some of the things that we do that maybe not everybody does or some things that we would suggest people do that they're maybe not doing. But before we do that, could you just kind of walk us through from a high-level perspective, …” View more
Ridealong summary
Hiring the right people is crucial for business success, and Ramsey's unique approach focuses on five key qualities: humility, hunger, intelligence, skill set, and cultural fit. By communicating core values early in the hiring process, candidates can self-select, ensuring a better fit and faster onboarding. This method contrasts sharply with typical hiring practices that overlook cultural alignment.
The EntreLeadership Podcast · 3 Weird Hiring Practices Every Business Should Have · Mar 16, 2026
The Ramsey Show
“… with whatever equity, whatever what, after we sell everything, you know what I mean, all the assets? I mean, I'm talking full liquidation, go Dave Ramsey. Like, we are done. Well, you know, full Dave Ramsey is not necessarily full liquidation, okay? That's, you know, we're going to liquidate with wisdom. And to accomplish the goals you want to accomplish. But for sure, I'm selling a bulldozer and a sawmill, no question about that, in a heartbeat. And if you want to move, if you don't like the property and you want to move, well, sure, you could move down. And that's not as a temporary measure. …” “… We can sell the sawmill for $30,000. We can sell the dozer for $30,000. hey, we can sell our car for $19,500 and buy a beater. And then we're like, where are we going to live with five boys? Do we rent? Do we buy something for about $100,000 to $150,000 with whatever equity, whatever what, after we sell everything, you know what I mean, all the assets? I mean, I'm talking full liquidation, go Dave Ramsey. Like, we are done. Well, you know, full Dave Ramsey is not necessarily full liquidation, okay? That's, you know, we're going to liquidate with wisdom. And to accomplish the goals you want to accomplish. But for sure, I'm selling a bulldozer and a sawmill, no question about that, in a heartbeat. And if you want to move, if you don't like the property and you want to move, well, sure, you could move down. And that's not as a temporary measure. But then you're sitting there with $325,000 income and zero debt. The first thing you're going to do is start stacking cash to buy another piece of real estate, right? Right. Yeah. And that's okay. but just think through where you're going to live and what you're going to do. Let's not do this impulsively. I want to have a strategy. You know, okay, …” View more
Ridealong summary
A couple considers liquidating all their assets to pay off $439,000 in debt, including student loans and a mortgage. With a combined income of $325,000, they strategize whether selling their house and other possessions is the best route to financial freedom. Expert advice suggests balancing asset liquidation with practical living arrangements to avoid impulsive decisions.
The Ramsey Show · Build Wealth Faster by Understanding Opportunity Cost · Mar 10, 2026
Financial Audit
“… app. You start with the classic one, YNAB, but everyone just deletes it because it's way too complicated to use. So you go to EveryDollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. …” “… hundred. Okay, that doesn't make sense with the $6,000 you spent on top of your rent. I am trying to get any concept of where this money went. A couple hundred bucks to leather was not it. You creature. You suck with money, so you download a budgeting app. You start with the classic one, YNAB, but everyone just deletes it because it's way too complicated to use. So you go to EveryDollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like Dollar Wise. Built by these people just like you, for people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download it now, start the free trial. Dollarwise.com, link in the description below. Starbucks is bull and a waste of money. Blizzard Entertainment presents Midnight, the newest …” View more
Ridealong summary
In a heated exchange, a woman realizes she has spent over $25,000 on unnecessary items, including $6,000 on top of her rent and thousands on 'miscellaneous bullshit.' This shocking revelation highlights the importance of personal accountability and financial awareness, ultimately leading to a discussion about budgeting apps and managing debt effectively.
Financial Audit · Crazy Ex-Girlfriend Is Mad I Won't F*ck Her | Financial Audit · Mar 06, 2026
The Ramsey Show
“… you know what? I am paying all this money on these credit cards, and it's dumb. So I said no more. So I created a plan. It really happened to be the Dave Ramsey plan. I just didn't know Dave Ramsey at the time. Right. But I put all my credit cards on a spreadsheet in some other whatever system I would use Dave Ramsey today. And, you know, they told me pretty much his plan. So I did it, got out of debt and said never, ever again. Wow. So what is the key to I imagine there are a lot of young ladies listening to this and maybe they're early in their career, not making a ton of money. what would you say to …” “… you are today? Two-part question. All right. Part one was I remember this very clearly. I was 29 years old. I bought my first house. I had that. Didn't make a lot of money. I made enough to buy the house, but, you know, therefore. And I thought, you know what? I am paying all this money on these credit cards, and it's dumb. So I said no more. So I created a plan. It really happened to be the Dave Ramsey plan. I just didn't know Dave Ramsey at the time. Right. But I put all my credit cards on a spreadsheet in some other whatever system I would use Dave Ramsey today. And, you know, they told me pretty much his plan. So I did it, got out of debt and said never, ever again. Wow. So what is the key to I imagine there are a lot of young ladies listening to this and maybe they're early in their career, not making a ton of money. what would you say to them if you could have coffee with them to get to where you are today what do they need to do you gotta be smart with your money for me it was I had to have goals I planned them out and I had to stay to them. So I couldn't buy the shoes. I couldn't buy the comforters. You know, I couldn't buy the things that made you feel better because I looked …” View more
Ridealong summary
Amy shares how she transformed her financial life by sticking to a strict budget and following a plan similar to Dave Ramsey's. She eliminated her debt, set financial goals, and tracked her progress daily, which ultimately led her to millionaire status. Her story serves as an inspiring guide for young women starting their careers with limited income.
The Ramsey Show · If You’re Waiting for “The Right Time”, You’ll Stay Broke · Mar 06, 2026
Young and Profiting with Hala Taha (Entrepreneurship, Sales, Marketing)
“… guessing game, but a roadmap you could actually follow? That's exactly what we're getting into in today's YAP Classic episode with the one and only Dave Ramsey. Dave isn't just a best-selling author and financial expert. He's built a full-blown media empire called Ramsey Solutions, and he's helped millions of people with their money problems over the past 30 years. His resume speaks for itself. Now, in today's conversation, Dave gets into his book, Build a Business That You Love, and he really unpacks what it takes to create something that actually lasts. From the six key drivers behind every …” “… once you do that, you will naturally roll into the last one, which is... What advice would you give to an entrepreneur right now who wants to start their own media business? Do it. Young and profiters, what if building a business you love wasn't a guessing game, but a roadmap you could actually follow? That's exactly what we're getting into in today's YAP Classic episode with the one and only Dave Ramsey. Dave isn't just a best-selling author and financial expert. He's built a full-blown media empire called Ramsey Solutions, and he's helped millions of people with their money problems over the past 30 years. His resume speaks for itself. Now, in today's conversation, Dave gets into his book, Build a Business That You Love, and he really unpacks what it takes to create something that actually lasts. From the six key drivers behind every successful business to the five stages every entrepreneur needs to move through to get there. This one is a really good one, guys. I absolutely love this episode. It was one of my favorite ones that I recorded last year. You guys are going to love it, especially for you entrepreneurs out there. So let's get right into it. Dave, welcome to Young and …” View more
Ridealong summary
Dave Ramsey's journey began with financial ruin, leading him to create a small radio show that would change his life. He emphasizes that intentionality in finances is crucial to avoid debt and achieve financial freedom. This experience laid the foundation for his successful media empire, Ramsey Solutions, helping millions navigate their financial challenges.
Young and Profiting with Hala Taha (Entrepreneurship, Sales, Marketing) · Dave Ramsey: The 5 Stages Every Business Must Master to Scale | Entrepreneurship | YAPClassic · Mar 06, 2026
The Ramsey Show
“… agree on that area. Like I'm always trying to save. I was always trying to get us out of debt and everything, and he really didn't agree with the Dave Ramsey method. So, Melissa, is he misbehaving with money? You haven't answered the question. What problem does it solve for you to separate your money? Well, I feel like it would eliminate us fighting if he just spent his money and I did not want to separate it. No it would cause him to be broke and you to be broke too He drag you down with him Right now you the only thing holding this together But it just really hard on the marriage Like if that like …” “… manage, you know, the finances, the household, the children, full-time work, especially teaching. And I started asking him, like, Hey, I like, I need help. And I felt like the biggest stress was always managing the money. And that was because we didn't agree on that area. Like I'm always trying to save. I was always trying to get us out of debt and everything, and he really didn't agree with the Dave Ramsey method. So, Melissa, is he misbehaving with money? You haven't answered the question. What problem does it solve for you to separate your money? Well, I feel like it would eliminate us fighting if he just spent his money and I did not want to separate it. No it would cause him to be broke and you to be broke too He drag you down with him Right now you the only thing holding this together But it just really hard on the marriage Like if that like our No, the money isn't hard on the marriage. The selfishness is hard on the marriage. But he's, you know, he's worked really hard. Oh bull. We all work hard. Call the whambulance. Wah. He worked really hard. So that gives him permission to constantly be at odds with his wife instead of coming into agreement and deciding on what our future goals …” View more
Ridealong summary
Separating finances won't solve your marriage problems; it will only make them worse. A couple struggles with financial disagreements, and a financial expert emphasizes that their real issue is a lack of communication and unity in their relationship. Instead of dividing their money, they need to reconcile their differences and work together towards a shared financial future.
The Ramsey Show · Your Money Isn’t the Problem—Your Plan Is · Mar 04, 2026
The Ramsey Show
“… but leave it in the IRA, just a different fund. And a lot of financial planners will do that because it's such a conservative rate. I think Dave even says you could take on up to 6% to 8%, so I would say if Dave Ramsey was sitting here, he would be way more on the liberal side of this, meaning leave it in and you can actually probably take out more than 4%, but a financial planner is going to be more on the conservative end. So the fact that they said that is not shocking, but I would not. I would leave it in because at some point you may not even keep up with inflation, depending on …” “… you could spend about 4% of your retirement savings each year and he said that money markets and bonds were paying about that and that as we got closer to retirement, we could move some of our investments into that inside our IRA, not annuities or anything, but leave it in the IRA, just a different fund. And a lot of financial planners will do that because it's such a conservative rate. I think Dave even says you could take on up to 6% to 8%, so I would say if Dave Ramsey was sitting here, he would be way more on the liberal side of this, meaning leave it in and you can actually probably take out more than 4%, but a financial planner is going to be more on the conservative end. So the fact that they said that is not shocking, but I would not. I would leave it in because at some point you may not even keep up with inflation, depending on what these money market accounts say. They're pretty good right now, but over time, we haven't always seen that rate of return. And so keeping them in the markets, you're going to be making so much money. I mean, on average, you're making 10% to 11%. Some years, I mean, last year was like 20-something percent. It was crazy. So you would miss out on …” View more
Ridealong summary
Moving your retirement savings into conservative funds could cost you significant growth. Financial experts suggest keeping your investments in the stock market, as retirees often have 20 years or more to benefit from compounding returns. Choosing to stay invested can yield an average of 10-11% returns, far surpassing the minimal gains from safer options like CDs or annuities.
The Ramsey Show · My Husband Refuses To Work And Still Lives Off His Parents · Jan 22, 2026
The Ramsey Show
“… is the exact opposite. So I'm curious how much money did it cost for your kid to go through school? So first off something else too we owe it to you Dave Ramsey from like 2005. You all have been a blessing to both my wife and I um so much so we we actually taught many many FPU classes. Thank you. So yeah you're welcome you're welcome. So this 529 account we actually showed him how compounding how compounding interest works. We stopped investing uh in the 529 when he was a freshman in college at 150. That's about where it was at. He's gone through three years of school and it's at 159. Wow. It's crazy. …” “… beneficiaries at any time. At that point yeah. Yeah there's a lot of ways you can go with it. Yes for sure. Well done Alan. That's usually not it's usually the opposite problem that we uh talk to people about. So it's like a parent plus loan this is the exact opposite. So I'm curious how much money did it cost for your kid to go through school? So first off something else too we owe it to you Dave Ramsey from like 2005. You all have been a blessing to both my wife and I um so much so we we actually taught many many FPU classes. Thank you. So yeah you're welcome you're welcome. So this 529 account we actually showed him how compounding how compounding interest works. We stopped investing uh in the 529 when he was a freshman in college at 150. That's about where it was at. He's gone through three years of school and it's at 159. Wow. It's crazy. So you're telling me that it was growing faster than you were withdrawing. That's what I'm telling you. That's incredible. That's amazing. And it sounds like he went to a reasonably priced school and maybe even got some other scholarships. Yeah a few scholarships. He was in you know he was in Albert Einstein but he did okay and and uh yeah it was a …” View more
Ridealong summary
Imagine turning a $120,000 college fund into $1.4 million for your grandkids. By keeping a 529 account open long after your child graduates, you can create a legacy of education funding that spans generations. This strategy not only secures your family's future but also prevents the burden of student debt for your descendants.
The Ramsey Show · "I've Been Doing OnlyFans For 3 Years And Want Out" · Jan 21, 2026
The Ramsey Show
“… conversation. This is not a money conversation. You guys, and you are different in that you said that you're the saver and he's the spender, and Dave is talking about the natural, but I actually think for you guys, you got to go below why each of you is, is, is one of you is the spender or one of you is the saver. And I think when you're attempting to adopt a value system like Ramsey Solutions, the baby steps are based on a value system. Right? And it's really hard for some people to get into that system. It's easier for others. Okay. Because Dave's got a very rigid plan, right? No wiggle …” “I actually think this is a 100% marriage conversation. This is not a money conversation. You guys, and you are different in that you said that you're the saver and he's the spender, and Dave is talking about the natural, but I actually think for you guys, you got to go below why each of you is, is, is one of you is the spender or one of you is the saver. And I think when you're attempting to adopt a value system like Ramsey Solutions, the baby steps are based on a value system. Right? And it's really hard for some people to get into that system. It's easier for others. Okay. Because Dave's got a very rigid plan, right? No wiggle room, a lot of black and white, and people that aren't naturally black and white who aren't rigid and disciplined at times can have a harder time adopting it. So, we can't really solve this for you, but other than I believe that I would start over. I really believe that I would sit down with a therapist and not make this heavy with him. Just go, you …” View more
Ridealong summary
To improve your marriage, start discussing your financial values openly, not just the numbers. A therapist can facilitate this conversation, helping couples understand their spending habits and underlying motivations, leading to a healthier financial dynamic. This approach can reset your relationship with money and each other, fostering healing and collaboration.
The Ramsey Show · You Don’t Get Out of Debt by Accident—Choose Your Hard · Jan 20, 2026

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